क्रेडिट कार्ड EMI कराने पर कौन से बैंक प्रोसेसिंग चार्ज (GST) लेते है

क्या आप फ्लिपकार्ट अमेज़न सेल में क्रेडिट कार्ड EMI पर खरीदारी करने की सोच रहे हैं तो यह जान ले कि बैंक Processing Charge अलग से लेते है।

आपको यह बात भी मालूम होनी चाहिए कि क्रेडिट कार्ड ईएमआई के प्रोसेसिंग चार्ज पर 18% की दर से जीएसटी (GST) भी लगता है।

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पिछले साल तक HDFC के अलावा कोई अन्य बैंक क्रेडिट कार्ड ईएमआई पर अलग से प्रोसेसिंग शुल्क नहीं लेता था पर अब काफी सारे बैंक ये चार्ज लगते हैं।

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भारत के सबसे बड़े प्राइवेट बैंक HDFC bank ने सबसे पहले 199 रुपये प्रोसेसिंग चार्ज लेना शुरू किया था EMI सुविधा लेने पर।

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भारतीय स्टेट बैंक (SBI) ने इस साल 2022 के शुरुआत से क्रेडिट कार्ड ईएमआई पर 99 रुपये का प्रोसेसिंग चार्ज लगाना शुरू किया है।

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भारत के दूसरे नंबर के प्राइवेट बैंक आईसीआईसीआई (ICICI) 2021 के आखिर से 199 रुपये का प्रोसेसिंग चार्ज लेना शुरू किया था।

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कोटक महिंद्रा बैंक ने बिलकुल अभी अभी यानी कि सितंबर 2022 से 199 रुपये प्रोसेसिंग चार्ज लेने की घोषणा की है क्रेडिट कार्ड ईएमआई पर।

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आरबीएल (RBL) बैंक और HSBC बैंक ने भी हाल फ़िलहाल में ही क्रेडिट कार्ड ईएमआई पर 199 रुपये का प्रोसेसिंग चार्ज लेना आरम्भ किया है।

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लेकिन अभी भी एक्सिस, सिटीबैंक और स्टैण्डर्ड चार्टर्ड जैसे प्रमुख बैंक हैं जो क्रेडिट कार्ड ईएमआई सुविधा लेने पर किसी तरह का प्रोसेसिंग चार्ज नहीं लेते।

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अगर आपको credit card emi processing charge से सम्बंधित इस वेब स्टोरी से अच्छी जानकारी मिली हो तो इसे अपने जानने वालो के साथ शेयर ज़रूर करें। Please Share

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